Dental Insurance



Dental insurance is complicated, right? There are different providers who each offer multiple plans, and then you have to consider whether or not a specific dentist will take a particular policy. Most patients end up going to a dentist and just hoping they’ll be covered. At Whitewood Dental, we’re ready to not only accept your dental insurance but show you how to get the most out of it at every single appointment. Be sure to read through our short guide below, and to learn more about how we can help you save at your next appointment, give us a call today.

Understanding How Dental Insurance Works

Dental insurance has a lot of similarities to standard health insurance—in exchange for a monthly premium, policyholders gain access to a variety of fully and partially covered services. But what makes them different? The main distinction is how dental insurance focuses most on preventive care. The idea is that by making standard checkups and cleanings easily affordable, a patient can be proactive and stop many dental problems before they even start, which in turn, will keep their care costs relatively low as the years go by.

Our In-Network PPO Dental Insurance Providers

Whitewood Dental is in-network with many dental insurance providers. This means we have a contract with each one to offer sizeable discounts for our services, and the savings are passed onto you. Look over the list below, and if you don't see your provider, be sure to give us a call. We may still accept your plan, and you'll likely be entitled to significant savings.


Aetna Ameritas Assurant Blue Cross Blue Shield Cigna Dearborn National Delta Dental Dental Network of America Dental Select Dataquest Dentemax GEHA GPA Guardian Humana Lincoln Financial MCNA Metlife Principal Starbridge Student Sun Life OR United Concordia United Healthcare US Life Washington Dental And more!

What Your Dental Insurance Plan Covers?

While your insurance plan likely won't follow this verbatim, most current policies tend to have a benefits structure that looks something like this: Preventive treatments (checkups, cleanings, X-rays) receive 80-100% coverage Restorative treatments (fillings, crowns, bridges, dentures) receive 50-70% coverage Cosmetic treatments (whitening, veneers) receive NO coverage because they are elective procedures So, the best way to maximize pretty much any plan is to attend your two recommended checkups and cleanings each year. You'll spend a minimal amount out of pocket at these visits and significantly lower your risk for more complicated dental issues.


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